finance

Ride it away bicycle finance helps you to get in the saddle by spreading the cost of a new bike and accessories. Whether you are buying your first bike or adding another to your growing collection, Ride it away makes buying a bike instantly affordable.

Who can apply for finance?

You must:
- Spend over £250
- Be at least 18 years of age
- Have been a UK resident for 3 years or more
- Be able to make repayments by direct debit
- Be in regular employment (min 16 hrs per week) including self-employment, or in permanent residence with your partner who is in regular employment.

See what you can afford:

Buying a bike doesn’t have to involve the initial cash outlay that you might imagine.

Work out how much you can afford using our finance calculator.

 

We offer 0% APR in a duration chosen by you - from 6 months up to 12 months.

A deposit of at least 10% is required.

A minimum spend of £250 applies and all finance applications are subject to status.

Please Visit Us In Store For All Finance Applications

The application process only takes several minutes and once completed you could be riding away your brand new bicycle.

Please note: A minimum spend of £250 applies and all finance applications are subject to status

CYCLE2WORK

Save 25-39% on a new bike

for work 

Tax is complicated; Cyclescheme isn’t. You choose a bike, hire it for an agreed length of time, and then snap it up for a fraction of its original value.

We're one 2,000 retailers nationwide offering this interest free credit.  

1. Pick Your Package & Apply 

Browse what bikes we stock here or pop in store and have a test ride. Pick your accessories. Decide on what you want -

Use our calculator to check how much you can save.

Once you have a budget in mind you will need to apply initially via the CycleScheme website.

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Just a bike
A bike and
accessories
Just
accessories

2. Get Your Gear

Your employer will review your application and pay for your Cyclescheme package. Cycle2Work will then instantaneously send you an eCertificate.

You can exchange your eCertificate for your gear in-store or online.

3. Choose an ownership option

When your Hire Agreement and salary sacrifice ends, you can keep your Cyclescheme package by making a small additional payment.

Cyclescheme will contact you regarding ownership options at the end of your Hire Agreement.

 

Participants on standard schemes tend to save between 25 and 39% when they use our recommended ownership option.

Are you ready to apply?

You will need to apply initially via the CycleScheme website.

To complete your application, you will need:

  • Your employer code 

  • Your payroll number 

  • An idea of your budget 

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All Ride it away shops are members of the Association of Cycle Traders (ACT). The ACT represent the interests of over 4000 cycle retailers and their supply partners throughout the UK.

You can find out more about our membership here: https://www.thecyclingexperts.co.uk/

GK Motorfactors LTD is registered in England and Wales (02779009). Registered office is 34 Newland St, Witham, Essex, CM82AQ. GK Motorfactors LTD acts a credit broke and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. GK Motorfactors LTD is authorised and regulated by the Financial Conduct Authority. Our registration number is 09238395. Credit provided subject to age and status.

 

V12 Retail Finance Limited. Registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority. Registration number: 679653
Registered office: One Arleston Way, Solihull, B90 4LH.
Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission.